Safe Harbor Credit Union closing lobby temporarily. 

March 16, 2020

Safe Harbor Credit Union closing lobby temporarily. 

LUDINGTON — Safe Harbor Credit Union is closing its lobby temporarily effective Tuesday, March 17. Drive-through services will be open Monday through Thursday from 8:30 a.m. to 5 p.m., Friday from 8:30 a.m. to 6 p.m., and Saturday from 8:30 a.m. to noon. 

Member services can also be contacted by telephone Monday through Friday from 9 a.m. to 5 p.m. at 231-843-2323. Online/mobile/phone banking services and ATM networks are also available 24 hours a day. 

What can you do?

In addition to following the advice of health authorities regarding COVID-19 and your personal health and well-being, there are also steps you can take with respect to your finances with Safe Harbor:

  • Utilize Self-Serve Options from Wherever You Are. 
    • Minimize person-to-person contact through use of online, mobile and/or phone banking, as well as ATMs to conduct all or at least a majority of your financial transactions.
  • Plan Ahead. 
    • If you don’t already have access to SHCU’S 24/7 self-service options, visit for more information or call 231.843.2323 to enroll in Online Banking. SHCU also highly recommends that you request a SHCU ATM or Debit Card – if you do not already have one – by calling us at 231.843.2323
  • Minimize Cash Transactions. 
    • According to the World Health Organization, cash may be contributing to the spread of COVID-19. Use your SHCU Debit and/or Credit Card for contactless payments. 
  • Communicate with Safe Harbor Credit Union. 
    • Safe Harbor Credit Union understands that members may be financially impacted by current events. If you are having financial hardship or difficulty making loan payments, please contact us at 231.843.2323
  • Use SHCU Drive-Thru for Teller Transactions. 
    • Expedite your transaction and minimize physical contact by taking advantage of our fast, efficient drive-thru service during regular business hours, including Saturdays from 8:30 a.m. to 12:00 p.m. ET. For a simple deposit or loan payment, feel free to use our night deposit box (located in our drive-thru) at any time.


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