What in the world? Life insurance rates explained.

September 15, 2015

erin_doan_agency 031514Good Neighbor Tips. A blog by Erin Doan, Erin Doan State Farm Insurance, Scottville;www.erindoan.com.

What in the World?! …The people who came up with all this life insurance lingo are definitely from a different planet. There is no doubt about it. It’s my responsibility is to help you get beyond this state of interstellar babble on life insurance.

Last week I shared on how important it is for you to see the need of life insurance yourself, meaning you personally have to determine if the coverage you have for life insurance through work or elsewhere is enough or not. I can tell you that most of my clients who honestly take some time to evaluate their needs for the first time in a while truly find that they really would put their family in a tough spot financially if, God forbid, something were to happen to them and they were to prematurely pass away.

I know at this moment you are probably thinking, OK, I don’t need to know any more about this. Just hold on, though because I understan. It’s not always the most comfortable thing to talk about: your own demise. But, I’m here to help make it easy for you and help you through the process. I want to keep the whole subject of life insurance very understandable and easy to afford.

Which brings us to this week’s subject: life insurance affordability.

To keep it very simple, most of the policies that my clients purchase are about the cost of a pizza. Yes, that’s correct. The monthly cost of taking your family out for pizza is all. After I quickly help you determine your need, I put together a quote for you. Then you learn how inexpensive it is to get this important coverage that you actually own without worrying if your employer eliminates their group coverage or if you lose coverage in a job change.

So, it’s up to you, if you are willing to have a simple conversation about your life need with me, I’d love to help you. Call me, Erin Doan, State Farm Agent in Scottville today at 231-757-3115 or find me on the web at erindoan.com